How To Get The Best Deal On A Mortgage

● Graham W. Parham ● April 22, 2015 ● How to Get a Mortgage ● No Comments

The single biggest debt/financing/liability/interest paid over time decision most people make, is choosing the best mortgage deal available, when buying or refinancing their home. So, what is the best way to do that? There is certainly no shortage of choices […]

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What to Do When Your Mortgage Gets Sold

● Graham W. Parham ● December 18, 2014 ● Mortgage Topics ● No Comments

One day you may get a letter in the mail that says your mortgage has been sold. Don’t panic. You haven’t done anything wrong. But there are some things to be aware of when dealing with a new lender. Why […]

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Why Buy a Turnkey Property?

● Graham W. Parham ● November 23, 2014 ● Turnkey Properties ● No Comments

A turnkey property is one that has been acquired, fully rehabbed, and rented out to a tenant prior to it being handed over (sold) to an investor. As a further selling point to the investor, the turnkey company typically also […]

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H.A.R.P.– HOME AFFORDABLE REFINANCE PROGRAM

● Graham W. Parham ● October 31, 2014 ● Government Loans Programs H.A.R.P - Loan Program ● No Comments

Highlands Residential Mortgage, LTD. is very excited to now offer and accept HARP loan programs. HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process, and […]

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0% Down USDA Loan Program

● Graham W. Parham ● October 31, 2014 ● Government Loans Programs USDA ● No Comments

If you are one of those home buyers who does not have the minimum down payment requirement with Conventional or FHA financing, then a USDA home mortgage loan may be for you. USDA home mortgage loans are offered to help […]

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FHA Loan Program

● Graham W. Parham ● October 30, 2014 ● Government Loans Programs ● No Comments

3.5% down payment required — and the down payment can be from a qualified gift Allows a non-occupant family member to co-sign (single-family homes only) Roll in non-structural rehab work for purchases and refinances up to $35,000 Do not have […]

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Documents Needed for Loan Applicant

● Graham W. Parham ● October 29, 2014 ● Loan Documentation ● No Comments

ALL BORROWERS: Copies of W-2’s for the last two years. Copies of paycheck stubs for the last 30 days (most current). Copies of checking and saving account statements for last three months (all pages). Copies of quarterly or semi-annual statements […]

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